Insurance & HMO Information

Understanding Your
Insurance Shouldn’t
Be Complicated.

We help you understand your benefits, maximize your coverage, and get the care your family deserves—without the confusion.

We Handle The Insurance Details For You

Our team will verify your benefits before your appointment, explain your coverage, and provide a treatment estimate with your expected out-of-pocket cost whenever possible.

  • Complimentary insurance verification
  • Benefit review before treatment
  • Clear treatment estimates
  • Assistance with claim submissions

Most PPO Plans Accepted
+ Medi-Cal Welcome

Delta Dental
MetLife
Guardian
Aetna
Cigna

We work with hundreds of PPO plans. Don’t see yours? Give us a call and we’ll gladly verify your benefits.

Not sure what type of plan you have?

Whether you have PPO, Medi-Cal, employer-sponsored coverage, or private dental insurance, our team can help you understand your benefits and determine how your plan may be used for treatment.

How Insurance Works

A Simple Process. We're With You Every Step.

1

Verify Benefits

We'll confirm your insurance coverage.

2

Review Coverage

We'll review your plan and explain your benefits.

3

Review Treatment Options

We'll walk you through your options with a clear treatment estimate.

4

Maximize Benefits

We help you get the most from your insurance.

5

Start Smiling

Begin treatment with confidence!

Why Families Choose Smiles For All

  • Most PPO Plans & Medi-Cal Accepted
  • Family-Friendly Care Under One Roof
  • Pediatric, Orthodontic & Specialty Services
  • Flexible Financing Available
  • Friendly Team That Helps Navigate Insurance
  • Transparent Treatment Recommendations
A mother and daughter smiling together

Care First.
Insurance Second.

Every family deserves quality dental care. Whether you're using benefits, financing treatment, or exploring payment options, we'll help you find what works.

HMO Plans & Referrals

As a specialty dental practice, we welcome pediatric patients with HMO coverage when they have a referral from their primary dentist.

Because HMO benefits and referral requirements vary by plan, our team is happy to review your coverage, explain your options, and answer any questions before your visit.

No Insurance? No Problem.

Flexible Financing

Manage treatment costs with convenient monthly payment options.

Clear Treatment Estimates

No surprises. You'll always know your out-of-pocket cost before treatment begins.

We're committed to making quality dental care accessible for everyone.

You’re Never Alone in the Process

Insurance can feel confusing. Our team is here to explain your benefits, answer your questions, and help you maximize every dollar available—so you can focus on your smile, not the paperwork.

Frequently Asked Questions

We accept most major PPO plans and Medi-Cal. Contact our office and we'll be happy to verify your benefits.

Coverage varies by plan. Our team will review your benefits and give you a treatment estimate with your expected out-of-pocket cost before treatment whenever possible.

Yes. We submit claims on your behalf and help maximize your available benefits.

We offer affordable payment options and financing programs for uninsured patients.

As a specialty practice, we welcome pediatric patients with HMO coverage who have a referral from their primary dentist. Our team is happy to review your coverage and explain your options.

We offer flexible financing options to help make care affordable.

Let's talk about your plan.

Let’s Review Your Benefits Together.

Our team is happy to review your benefits, explain your coverage, and help you get the most from your plan.

Most PPO Plans Accepted
Free Benefits Check
Treatment Estimates
Claims & Paperwork Help